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<p>[QUOTE=&quot;TypeCoin971793, post: 3323087, member: 78244&quot;]I get where you are coming from. I hate being in debt. I hate owing money. But if I need a payment plan, I try to make it as short as possible to get myself out of the hole. Longer payment plans mean that I will have to constantly worry about getting a payment in each month for a long time, and that can tie up a collection easily.</p><p><br /></p><p>Long credit plans over time look attractive because of the small monthly payments, but it is very easy to dig yourself into a hole if you abuse a layaway system. Most young people are not very financially literate, so they do not realize that when it is too late. [USER=94776]@CoinBlazer[/USER] seems wiser than most his age, so I doubt he would bite off more than he can chew.[/QUOTE]</p><p><br /></p>

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