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Message:: [QUOTE="JoshuaP, post: 26725555, member: 114157"]Even with lower prices "back then," my dad regrets buying mint sets for all of us children. He wishes he would have instead bought silver proof sets. My 1995 set is basically worth face value.Nine years old sounds like a good time to start learning practical financial advice. I had to stop and think recently when, after my five year old (my oldest) broke something, he said, "That's okay. We can just buy another one." <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie67" alt=":nailbiting:" unselectable="on" unselectable="on" /> I decided, no, I had better not! I don't want my children thinking that everything around is easily replaced.I wish my parents had better taught me how to handle money. I am still learning, but my wife had better financial sense than me when got married. I had the idea, "if you want it, buy it at the best price." My wife thought, "Do you even NEED this?" That was a new one to me. <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie100" alt=":wideyed:" unselectable="on" unselectable="on" /><img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie29" alt=":brb:" unselectable="on" unselectable="on" /> I agree. The mint is charging a crazy amount for common change. 5x-7x face value seems like more than enough for an uncirculated set.[/QUOTE]