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<p>[QUOTE=&quot;green18, post: 816424, member: 10103&quot;]Somehow I get the feeling that &quot;money&quot; may be an issue here?&nbsp; The silver sets are indeed more expensive than the clad coins.&nbsp; Young collectors will feel intimidated to the point that they must purchase the highest quality and value in a proof set.&nbsp; Do not allow this logic to get in the way and deter you from collecting what you like and enjoy.&nbsp; Clad sets are wonderful objects to collect and if the &quot;budget&quot; allows, pick up the silver one too.&nbsp; Don&#039;t ever let anyone make you feel that you are diminished in your collecting endeavors because you only purchased a &quot;clad&quot; and not a &quot;silver&quot;.&nbsp; &quot;Old guys&quot; collect the silver sets.&nbsp; &quot;Old guys&quot; typically have more money at their disposal.&nbsp; Not to worry &quot;young one&quot;.&nbsp; You will one day be an &quot;old guy&quot; too......:smile[/QUOTE]</p><p><br /></p>

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