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<p>[QUOTE=&quot;cladking, post: 1134273, member: 68&quot;]The problem with mint and proof sets isn&#039;t the cost in the retail market since they are a virtual steal if you buy them today.&nbsp; The problem with these is that they are just too popular. Why they are popular almost defies belief and this especially applies to the early clad sets.&nbsp; There weren&#039;t more than a few dozen collectors inthe whole country and they&#039;s sell a couple million mint sets and three million proof sets.&nbsp; The proofs were a little more understandable but the mint set demand was just crazy.&nbsp; Part was that these were the only mint products available in the early days so it was these or nothing.&nbsp; Another factor was rampant speculation.&nbsp; You could order your maximum five sets and if you got early delivery you could sell one or two and recoup all your money.&nbsp; </p><p><br /></p><p>The problem with these sets is buying them directly from the mint.&nbsp; It seems no matter&nbsp; where they set the price they simply swamp the current demand so the price starts dropping within about three years.&nbsp; Some of these drops can be steep.&nbsp; </p><p><br /></p><p>Collectors are well advised to poke through these sets looking for gems and varieties and setting them aside once the price has dropped.&nbsp; </p><p><br /></p><p>Of course eventually there will be too many people waiting for the price to drop so it won&#039;t.&nbsp; Look at the mintages. They&#039;ve been trending down for years even as the demand soars.&nbsp; Eventually collectors will have out thought themselves again and the prices will start rising after issue rather than falling.&nbsp; That 2009 mint set certainly seemed to be dramatically underproduced.[/QUOTE]</p><p><br /></p>

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