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<p>[QUOTE=&quot;Blissskr, post: 2630463, member: 34882&quot;]Apparently they have changed their policies as they used to limit and close accounts initiating charge backs attempting to circumvent their resolution policies. Now it appears they allow you to do both.</p><p><br /></p><p><font size="3"><b>&#039;Dispute with us or your card issuer</b></font></p><p>If you used a debit or credit card as the payment method for a transaction through your PayPal account and you are dissatisfied with the transaction, you may be entitled to dispute the transaction with your card issuer.&nbsp; Your rights with your card issuer, if they apply, may be broader than those available to you under PayPal’s Purchase Protection program.&nbsp; For example, if you dispute a transaction with your card issuer, you may be able to recover amounts you paid for unsatisfactory items even if they don’t qualify for protection under a Significantly Not as Described claim with us.</p><p><br /></p><p>You must choose whether to pursue a dispute with PayPal under our Purchase Protection program, or to pursue the dispute with your card issuer.&nbsp; You can’t do both at the same time or recover your money from both PayPal and your card issuer.&nbsp; If you pursue a dispute/claim with us and you also pursue a dispute for the same transaction with your card issuer, we’ll close your dispute/claim with us.&nbsp; This won’t affect the dispute process with your card issuer.&nbsp; In addition, if you pursue a dispute with your card issuer, you cannot pursue a dispute/claim with us later.</p><p><br /></p><p>If you choose to dispute a transaction with PayPal and we decide against you, you can seek to pursue the dispute with your card issuer later.&nbsp; If PayPal does not make a final decision on your claim until after your card issuer&#039;s deadline for filing a dispute, and because of our delay you recover less than the full amount you would have been entitled to recover from the card issuer, we will reimburse you for the remainder of your loss (minus any amount you have already recovered from the seller or your card issuer).</p><p><br /></p><p>Before contacting your card issuer or filing a dispute with PayPal, you should contact the seller to attempt to resolve your issue in accordance with the seller’s return policy.&#039;[/QUOTE]</p><p><br /></p>

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