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<p>[QUOTE=&quot;RaceBannon, post: 1845787, member: 25357&quot;]I&#039;ve&nbsp; always used Redbook values for insurance purposes.&nbsp; To me the values listed in the Redbook are high retail, which is what I believe it would cost me to replace them if I had to go out and buy those same coins.</p><p><br /></p><p>The insurance&nbsp; company bases the premium charged on the value of coverage in the policy.&nbsp; So while I might pay a slightly higher premium doing it this way,&nbsp; but I figure they are more likely to pay the full amount claimed if you&#039;ve been paying premiums commensurate with the total value insured.</p><p><br /></p><p>I think those other sources you cited are fine to use as a reference though.&nbsp; And of course Redbook really only works for US coins.&nbsp; So if you&#039;re a world or ancient collector, you might need to look elsewhere.[/QUOTE]</p><p><br /></p>

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