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<p>[QUOTE=&quot;desertgem, post: 1537915, member: 15199&quot;]A person can not determine the best buy based on premium. A silver round at spot may not be the best buy over an ASE at spot + $3, especially for the non-apocalyptic buyers and the young. Some may end up holding their PM to their grave, but most will sell before that time, due to changes in family needs, financial needs, educational needs, even legal needs, so as much thought to which is the best &quot;selling in the future&quot; buy should fit into the question.&nbsp; ASE and AGE ( full or fractional ounce) will always be negotiable without much problems, whereas the cute silver rounds won&#039;t. If you are buying them for Art, or a personal collection, that is a goal, to buy them for &quot;investment&quot; is not. Many people bought silver at $42-45 an ounce recently only to have it crash from $49 to well below that before they could dump rounds and generic themselves. So the $3 per ounce you pay as a premium may end up saving you much more when selling is a need. IMO.</p><p><br /></p><p>Jim[/QUOTE]</p><p><br /></p>

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