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<p>[QUOTE=&quot;fiddlehead, post: 1885607, member: 31286&quot;]Yeah.&nbsp; I&#039;ve heard pretty consistently from long time dealers that the MS market has been suffering from grade inflation which has to have an effect on long-term value. Without super expertise it seems like a difficult place to place bets.&nbsp; XF, and AU maybe a bit less so, are supposedly being graded in the same way they were years ago.&nbsp; I find it a lot easier to see the difference between an XF and a VF coin than the subtleties of MS 63 vs MS 65, etc.&nbsp;&nbsp; BTW, I don&#039;t know what the mean is, but in 1878 the gold to silver ratio was 20 to 1 (double eagle to Morgan dollar).&nbsp; Today it&#039;s about 65 to 1.[/QUOTE]</p><p><br /></p>

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