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<p>[QUOTE=&quot;Ktomlinson, post: 1324974, member: 34840&quot;]I work in insurance.&nbsp; As was pointed out before, if you paid a premium based on the insured amount the PO should pay you the amount you insured the item for.&nbsp; The theory that the PO can&#039;t tolerate a $50,000 box of rocks going missing sort of misses the point. Premiums are based on the chance of having to pay out..this is set by actuaries.&nbsp; Fraud is dealt with by law enforcement.&nbsp; I would personally contact a lawyer and ask what they thought about this.&nbsp; The lawyer should tell you what they think your chances are and you can make up your mind from there.&nbsp; I&#039;d personally spend up to $4000 just to get the satisfaction of justice.[/QUOTE]</p><p><br /></p>

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