Message:

<p>[QUOTE=&quot;Marshall, post: 1226356, member: 21705&quot;]I have a take on this situation and all insurance for that matter. In a situation where there is a total loss, the insured amount&nbsp; IS the loss, regardless of value. The premium is based on a value WE put on the item, not a third party. If they don&#039;t want to PAY that amount, then they shouldn&#039;t collect a premium based on that amount.</p><p><br /></p><p>Damage is a different situation, There you simply need to be made whole. In my case, I had insurance with a premium based on REPLACEMENT. The insurance company paid half because I chose to use the insurance to cover deductibles rather than replace some insured items I lost. This is unacceptable to me. </p><p><br /></p><p>If I choose to send an empty box and they ACCEPT a premium to insure it, then they should pay the insured amount if they lose that box.[/QUOTE]</p><p><br /></p>

Your name or email address:

Do you already have an account?

• No, create an account now.
• Yes, my password is:
• Forgot your password?

Stay logged in