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<p>[QUOTE=&quot;Numismania, post: 1225410, member: 28971&quot;]Long story short...bought a SCD, graded by NGC, for $600. Distance between seller and I, maybe 200 mi. Sent Priority Mail, sig confirm, ins for the full amount. It got to my city, went out for delivery, then NADA! Tracking info show &#039;signed for&#039; at 9:00pm...9:00PM!! A postal employee signed for it, actually signing her real name (now no longer with the USPS). I filed, was denied in a day, due to there being a signature on file. The original claim is checked for status by a computer. The computer simply checks for &#039;delivered&#039; status, and time stamped for del confirm; it checks for ANY signature and time stamp, for signature confirm. It saw a signature on mine, and the computer was satisfied...DENIED. Appealed it, spoke with actual humans...simply provided my Paypal transaction, and had my full amount inside 30 days (Paypal denied it also, due to a signature showing up, but thats another story). ALWAYS appeal a USPS denial, but you need to have your proof. If you do your homework, they are going to &#039;give it up&#039; and pay it off. </p><p><br /></p><p>That said, it was a graded coin. For raw coins, I get very nervous, myself, when sending them to a TPG, as there is no real grade assigned. When you write the value of the coin on the submission form (say MS65 value, series is unimportant for this hypothetical situation), you think it&#039;s going to be insured for the cost of an MS65. The OP set value at $3,994, and thought he was entitled to that amount. Wrong (no offense intended....just fact). Even if you KNOW a coin would be a solid 65, or even better (and Type B&#039;s, depending on year/grade are worth mega times their non-Type B counterparts), it doesn&#039;t matter...it&#039;s not graded, you would only be able to support the claim by producing sales for raw examples...though if you have receipts, they are supposed to use those, and nothing else. </p><p><br /></p><p>Where the OP picked them over time, I&#039;m sure he doesn&#039;t have every receipt, so he&#039;s really kinda sunk, as they&#039;d consider ALL sales of those years, even non-variety sales (bringing the value right down, as raw, the USPS will actually look...they don&#039;t want to pay off ANY claim). Now, if they had been graded and lost on the way BACK to you, you didn&#039;t buy them, so you CAN pull up price guides...but they know a price guide is high, so they ASK for recent sales of the coin (grab TT and Heritage and ebay...supply the highest ones ALWAYS) and they average it out, and pay you that way. If a package is lost, all you can supply are receipts for what you bought them for, whether raw or graded. Raw are tough to collect on, while graded are not so tough to be made whole on, should it get lost. I got alot of valuable info from the P.O. during my appeal....VERY valuable.</p><p><br /></p><p>I feel for you, as I, myself, am an avid collector of the &#039;56-&#039;64 Type B, and &#039;64-D Type C...the &#039;69-&#039;72 Type B, still searching. But...I&#039;ve submitted a bunch, and have been lucky with making &#039;56&#039;s in MS65 and &#039;58&#039;s in MS66, and 3 MS64 (a few MS63&#039;s) &#039;64-D Type C&#039;s. If THOSE got lost on their way to PCGS, and they paid off piddly amounts, I would be in D.C. at the Postmaster General&#039;s office, though, it would more than likely be moot. They have a hard line in the sand drawn. I can&#039;t say I&#039;d be happy to see the Type B pops jump by 68 (again, no offense), but I do hope that package eventually shows up.[/QUOTE]</p><p><br /></p>

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