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<p>[QUOTE=&quot;Lehigh96, post: 1751701, member: 15309&quot;]Doug,</p><p>&nbsp;</p><p>Believe it or not, I actually agree with just about everything you have written in your last two posts.&nbsp; You are correct that we can&#039;t say with certainty that a particular coin is NT.&nbsp; The purpose of creating a sliding scale was to simply show that toning patterns and color schemes will increase/decrease the probability that an individual coin is either NT or AT.&nbsp; For example, if you polled 100 numismatists, I bet that 95+ would call the 1962-D Washington Quarter that baha posted yesterday AT.&nbsp; Conversely, if those same numismatists were polled, I bet that 95+ would call the golden toned 1939-D Jefferson Nickel that baha posted yesterday NT.</p><p>&nbsp;</p><p>But the real problem is not with those coins at the extremes where most agree on the authenticity of the toning, but rather in the middle when only a small majority might consider a particular coin MA (market acceptable).&nbsp; Furthermore, the line of market acceptability can change over time as evidenced by the TPG&#039;s with relation to Appalachian Toned Jefferson Nickels, Peacock IKE&#039;s, Blue IHC&#039;s etc.</p><p>&nbsp;</p><p>In the end, it really isn&#039;t about the TPG&#039;s being right and those that disagree about the toning on a particular coin being wrong.&nbsp; It is simply about the fact that a toned coin in TPG plastic is blessed with an insurance policy with relation to financial security and liquidity.&nbsp; This does not mean that every toned coin graded by a TPG is NT and certainly does not mean that each collector should agree with the TPG&#039;s opinion.&nbsp; Every collector needs to decide for themselves what they will accept and deem as natural toning.&nbsp; If you see a graded toned coin with what you consider questionable toning, the solution is easy, don&#039;t buy it.</p><p>&nbsp;</p><p>But I will stress to all collectors, be very wary about paying premiums for raw toned coins, especially those that you believe would fall in the middle of my toning scale.&nbsp; Furthermore, I will stress to all collectors, be very wary about paying exorbitant premiums for any toned coin, including those in TPG plastic.&nbsp;&nbsp; And I think that Doug would agree with both of these warnings, though he may be a little more stern.</p><p>&nbsp;</p><p>Paul[/QUOTE]</p><p><br /></p>

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