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<p>[QUOTE=&quot;-jeffB, post: 24842146, member: 27832&quot;]But the stores <b>were always</b> charging the customers to cover the credit-card fees. It&#039;s just that, without a &quot;cash discount&quot;, the people using cash were <b>subsidizing</b> the people using credit cards -- just as the people who run balances or make late payments on their credit cards subsidize the people who pay it off in full every month.</p><p><br /></p><p>I&#039;m not going to lie, I take advantage of these policies to save money. We get rewards on every credit-card purchase, and we don&#039;t pay a dime <i>directly</i> to any credit-card company for fees/interest/membership. In a sense, that money is coming out of other consumers&#039; pockets. But in a sense, <i>all</i> money that circulates comes out of consumers&#039; pockets, and goes back into them, repeatedly...[/QUOTE]</p><p><br /></p>

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