Honestly couldn't care less what happens to it once I'm through with it. Anything that my descendants sell it for will be more than it is worth to them. As such, it is impossible for a dealer to "rip them off". 10 cents on the dollar? That's 9 cents more than they could spend it for.
I believe in planning for the long term but being ready if something unexpected happens; as I said before, a lot of people "think" they will get their affairs in order "some day." Then an accident or death intrudes; I could go on and on but let me just say that if we just "do it now" and then we revise as needed in the future (if we have one) it allows for better sleep all around. If we truly "love our loved ones" we may not want them to wade through a mess because the Grim Reaper came before we expected him. JMHO from witnessing a LOT of sad situations. PM if you want some examples. Steve