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<p>[QUOTE=&quot;geekpryde, post: 1670871, member: 36248&quot;]Good points, but I am not sure it applies to my situation. I think you were replying mostly to OP, but indirectly towards anyone with a &quot;box of 20&quot;.</p><p><br /></p><p>My wife and I can&#039;t really afford to go wild with coin spending, as I pay all the other bills and fund 401(k) and IRA first. So my coin money is very small. Now if you ask my wife, my coin budget should probably be zero, but I try to spend more than zero and probably less than $1,000 a year. So, my coin box will fill up slowly, but not terribly slowly. I don&#039;t think I will lose money when selling my coins, but I never really sold any nice coins, so who knows? I know this is very common (to loose money). But I only buy PCGS/NGC and mostly now CAC coins. I know that doesn&#039;t impress you at all, BUT, it does help make they very liquid. Most all the coins I have purchased, including the CAC coins have been on the lower end of the current completed auctions for same coin. Meaning, I don&#039;t ever pay moon-money for coins with nice toning, or special coins, since I can&#039;t afford to, and also because the masochist in me likes to loose 20-100 auctions until I get the coin I want at the price I want. Now, that doesn&#039;t mean that those relative &quot;bargain&quot; prices will mean anything in a few years if I want to sell, as the market for coins very well could crash. But it might stay the same, or it might go up. So let&#039;s say in 5 years my 1938-D Buffalo MS66 PCGS CAC is worth the same money I paid for it. What I meant about selling one coin to buy another goes like this: take new saved up coin money + the money from the sold coin = new coin which costs more than old coin.</p><p><br /></p><p>Of course, I very well could be suffering from delusions of grandeur. I&#039;ll post back in a few years, and hopefully the OP will too. <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie8" alt=":D" unselectable="on" unselectable="on" />[/QUOTE]</p><p><br /></p>

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