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<p>[QUOTE=&quot;Detecto92, post: 1612579, member: 75105&quot;]That was not what I meant.</p><p><br /></p><p>Anyone can assign a grade. I can take a AG-3 large cent, and call it MS69 if I wanted to. </p><p><br /></p><p>For some coins, telling the diff between MS64 and MS65, is really hard. Not everyone can do it. I can grade just about any US coin, but once coins hit the MS grade, it gets really tough. Even some experts here on CT, have trouble with MS grades, on certain coins.</p><p><br /></p><p>So if I&#039;m buying a coin, and a seller says it&#039;s 64, I may not know for sure. If 64 is worth $2,000, and 63 is worth $1650, do I really want to pay $2000 for it, have it graded, and it come back a 63? NO. I would loose my shirt.</p><p><br /></p><p>That&#039;s how the TPG comes in handy. If the TPG labels the coin as 64, then there is a 95% chance it&#039;s a 64.</p><p><br /></p><p>If the coin is sold graded, as MS-64, by PCGS, or NGC, then I will feel OK paying 64 money for it.</p><p><br /></p><p>Not everyone can grade MS coins, so the TPG does the homework, and you feel safer buying.</p><p><br /></p><p>Ever notice how a lot of CT member say &quot;don&#039;t spend that much unless it&#039;s graded&quot;? Well they are right! You can run into a lot of grief buying MS coins in the raw, if you spend a lot on them.[/QUOTE]</p><p><br /></p>

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