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Message:: [QUOTE="bahabully, post: 1066822, member: 17555"]Completely agree... I have to add one to all my personally derived grades to estimate what the tpg grade will be... and own many AU coins that appear nicer than other low 60's from the same service that I also own... I've spent a lot of time looking at each trying to identify the delimiting factors between these AU and low 60 coins, (under 5x, 10x and 20x),, with no luck. It's a dicey area between AU and low MS, and w.r.t cents, one where I invest time because I believe it's one of the last remaining area's of opportunity $ in the shrinking Tpg diversity world. My advice, collect AU's !,, sooner or later they will magically heal and become MS ; ) One last point for TPG's... When I was 12'ish I went into a dealer's store and purchased a Bust half... Sold as EF "... because you can still see LIBERTY..".  We'll I had my Redbook and sure enough for EF.. "LIBERTY sharp and strong. Hair details visible".   I had no idea... lol.   Anyway I purchased it as EF and today have it graded correctly as Fine.  Now, had there been a certified EF back then for me to compare it to that dealer would not have been able to so easily sell that coin to the young newbee.   Hopefully tpg's have driven a lot of unethical dealers out of business (at least the type that played that type of game on kids entering the hobby).[/QUOTE]