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<p>[QUOTE=&quot;TheMont, post: 2640410, member: 80121&quot;]He&#039;s a story concerning PayPal and Credit Unions. Ten (that&#039;s 10) years ago my daughter made a $8.98 purchase on eBay. She paid it and forgot about it. She was recently notified by her Credit Union that she owed over $300 in overdraft fees. It seems that eBay kept trying to get their money from an account my daughter had opened before she got married, she closed it, but forgot about the normal $5 you deposit to open the account, so according to the Credit Union, it was still a still active account. She never authorized PayPal to use that account, she had given them the joint account she had with her husband at the credit Union as the account to use, but they kept submitting to it to a account removed from PayPal (they must have kept a record of it somewhere on their system, for payment) for over a 10 year period, and each submission incurred a $35 overdraft fee. eBay never notified her of this money owed and being an account that she hadn&#039;t used in over 10 years an assuming it was closed, my daughter never got a statement from the bank. Three different agents from PayPal admitted that that account they tried to charge shouldn&#039;t have been used, and PayPal would handle the overdraft fees, because the overdraft fees incurred from their continuous submission of an $8.98 charge kept building up over the 10 year period and they never notified my daughter of the problem.</p><p><br /></p><p>When she spoke to a PayPal supervisor she was told that PayPal wasn&#039;t held responsible by what their customer Service Reps told her (sound like the IRS?) and they would not help with the overdraft fees even though they admitted to using&nbsp; a bank account they weren&#039;t authorized to use and they kept submitting an $8.98 change for 10 years without once notifying her of a problem. The Credit Union also claims it was an active account and they wouldn&#039;t waive the overdraft fees even though they didn&#039;t notify her of the problem. My bank would have picked up the phone sometime during the 10 year period and given me a call, but the Credit Union couldn&#039;t be bothered and they were happily collecting an overcharge fee of $35 over a $8.98 charge for a ten year period.</p><p><br /></p><p>Neither side will budge other than PayPal finally submitting the $8.98 charge to the correct bank account. It would cost my daughter more than $300 to hire an attorney, so that really isn&#039;t an option. She is still trying to get this solved, but PayPal insists that it&#039;s a bank problem and the Credit Union insists it&#039;s a PayPal problem. The only thing that is positive is the&nbsp; bank has stopped adding overdraft fees to her account because PayPal finally charged the $8.98 to the right account. A friend of mine is an attorney and he is trying to figure out a solution to this problem, but it&#039;s fairly unique and he specializes in criminal law.[/QUOTE]</p><p><br /></p>

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