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<p>[QUOTE=&quot;Payton, post: 793843, member: 22129&quot;]&quot;I don&#039;t care if they claim it&#039;s red when it&#039;s actually green; I look at the note and make my own judgement. If I can&#039;t tell from the picture whether the note is in a condition that would justify the price, I don&#039;t buy it. If I think it&#039;s VF when they claim it&#039;s XF... I bid the VF price, and if I get it great, otherwise oh well. If I&#039;m going to spend enough money where the grade actually makes a difference, I wouldn&#039;t buy on eBay anyway; I&#039;d take a look at the note in person. &quot;</p><p><br /></p><p>**********************************</p><p>&nbsp;</p><p>Hard headed or insane??</p><p>It&#039;s indeed the number one rule of importance that a currency collector can competently self grade.&nbsp; However...........any buyer that thinks he can feel comfortable buying a raw note on line based on the sellers decription is just asking for trouble.&nbsp; Can you see tears that are not decribed?&nbsp; Can you see repairs, not described.&nbsp; Can you see folds, not described?&nbsp; Placing your bid based on a condition several grades lower than advertised can be a good thing.&nbsp; You can also lose out on a great note that was accurately described.&nbsp; Self grade your notes when in hand but don&#039;t let your grading ego always fog your judgement when bidding on a scan.</p><p>&nbsp;</p><p>There are so many fraudulent dealers out there that intentionally deceive.&nbsp; Any push back on that folks??&nbsp; OK, your ready to fill that currency hole you have been trying accomplish for years and have the $3,000 to spend.&nbsp; You see that 1899 $5.00 &quot;Chief&quot; Napier-Thompson raw, described as GEM by an ebay seller.&nbsp; You see the same type note slabbed by PCGS as GEM66.&nbsp; Same price.&nbsp; Which do you buy, and why?&nbsp; When you go to sell the note 10 years from now, which one will demand more, unslabbed or slabbed by PCGS?&nbsp; I can tell you right now that the $50 you spent to have it graded will be a pittance compared to the added sell price value.&nbsp; PMG can also be used for this example.</p><p>On the other hand, if you choose to have graded by CG&quot;X&quot;, it will most likely go the other way.....After all, you have your unscrupulous TPG&#039;s as well as dealers.[/QUOTE]</p><p><br /></p>

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