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Message:: [QUOTE="GoldFinger1969, post: 3780132, member: 73489"]1928 $10 Gold Certificate PMG 45: I posted this in the Gold Certificate thread but some of you may not have seen it.  I won it at auction and didn't understand why it only graded 45, thinking it was my own inexperience or I was missing something. I asked "Guess The Grade" before showing the PMG data and many CT posters thought that it was as high as PMG 65.  Now I know that it's tough to accurately grade something from photos (even high res pics) as opposed to in-hand.  Still, I was extremely surprised that some very knowledgeable coin and bill graders @ CT were off by 10-20 numbers on the grade. In fact, unless the bill has those wrinkles that are only visible from side-light (which I haven't seen yet), I'm still not sure why this GC scored only a PMG 45. As I stated in the GC Thread...it's not unique to this bill, I see lots of other GC's in the 40's and 50's that look much better (including margins) than the grade would indicate and some might pass for PMG 60's paper. Can't all be undergraded, so there must be something the graders are seeing in-hand that we can't from pics.  Just not sure what it is. If anybody can see the flaws that knocked this thing down, please let us know. [ATTACH=full]1009810[/ATTACH] [ATTACH=full]1009811[/ATTACH][/QUOTE]