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<p>[QUOTE=&quot;seasnake, post: 946414, member: 25449&quot;]I am primarily a slabbed toned washie/morgan/frankie collector but from time to time I bid on other coins that might be a good investment. I do most of my bidding on teletrade and trust them totally, no complaints. A while back I got a great deal on a PCGS VF20, 20cent piece, 1875-s, not a &quot;bad&quot; looking coin but nothing special so put it in the safe and didn&#039;t give it much thought until a friend asked if I could give him a grade on the same coin and date since he knew I was putting a NGC submission together. I pulled out the ANA grading standards book and guesstimated his was a VF 20-30 and compared it to mine, his blew mine away. The book says VF 20 &quot;every letter in liberty is visable&quot; his was, mine has just the Y and that is weak so according to the book I have a VG 8. Anyone ever take them up on their guarantee to resubmit it and get the difference back? Or do I just put it back in the safe, chalk it up to &quot;buy the coin, not the holder&quot; and pay more attention in the future?[/QUOTE]</p><p><br /></p>

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