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<p>[QUOTE=&quot;kaparthy, post: 763271, member: 57463&quot;]OK, I need some education here.&nbsp; First of all, the sale closed for $175 for a coin easily retailing for $300 to $400, depending on availability and your estimate of its eye-appeal.&nbsp; So, you got a bargain.&nbsp; </p><p><br /></p><p>The whole online auction thing is a discussion we do not need to have.&nbsp; I never buy from online auctions.&nbsp; You do. I do buy mail order and have bought on the basis of online images, but my interests are such that mere adjectives are close enough.&nbsp; MS-65 never applies.&nbsp; But if you need VuMaster software or whatever to do this, then you need to get that or else not participate. </p><p><br /></p><p>Then there is the fact that you returned the coin, which was your privilege, perhaps, and also pulled a bid.&nbsp; Buyer&#039;s remorse strikes us all.&nbsp; I do not know what the rules are here with this because I don&#039;t do that, but in a live auction, of course, you have no return privileges.&nbsp; So, it seems that you have a nice safety net.</p><p><br /></p><p>The coin shop owner has an interest in your buying coins from him.&nbsp; Like everyone else with 145 years of experience, the shop owner is just a guy unless he has a slew of ANA certifications or something else like work experience for a top tier grader. Most local shop owners do not see in a year the coins that graders see in a week.&nbsp; Guaranteed.&nbsp; And as I understand it, the reliable TPGs have a three step process.&nbsp; It is not just one person&#039;s opinion.</p><p><br /></p><p>Though, admittedly, opinion it is.&nbsp; Always.&nbsp; Which is why we say to buy the coin, not the holder.&nbsp; You grade the coin before you buy it.&nbsp; Always. </p><p><br /></p><p>My interests are mostly in ancients and world and the broader questions about the forms and uses of money.&nbsp; As a numismatist, I think of it as philosophy more than collecting.&nbsp; My last two acquisitions were books.&nbsp; I typically buy material (coins, etc.) at shows and conventions from people I know on sight who know me on sight.&nbsp; So, there is a lot that I do not know about online auctions of mainstream US Federal Type Coins.[/QUOTE]</p><p><br /></p>

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