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<p>[QUOTE=&quot;Kryptonitecomic, post: 1001939, member: 26784&quot;]Nope the coin looks completely NT an album toned to me and I have seen hundreds of coins with similar toning colors and patterns in top tier holders over the years so at the very least they are market acceptable. I don&#039;t believe in micro grading coins and that goes for the toning as well...the small untoned spot on the obverse could easily be explained by the presence of some sort of grease or chemical that splashed on the surface of the coin or planchet before it left the mint which inhibited the toning process....if the rest of the surface looks NT and you see a spot that is untoned my mind doesn&#039;t automatically discount the rest of the coin because of a spot? </p><p><br /></p><p>And when reviewing the reverse with the blue on top or intermingled with the rose ....to me this is even more indication that the coin is NT...but you see it as making the coin suspect but I have owned numerous examples with the very look that I had provanance for going back many dacades so I know they were stored in envelopes and developed that type of toning. Look there is no book that says toning has to look exactly the same on every coin just general guidelines based on what we typically see. The very random nature of toning is due to the myriad of storage methods and conditions used by expert and novice collectors alike and there are going to be some anomolies from time to time but I don&#039;t believe in throwing the baby out with the bath water like some of the tpgs and lots of collectors are doing these days. </p><p><br /></p><p>I would say as much as 5% to 10% of the coins being bagged for questionable toning are probably 100% legit but they just look a bit different than the norm so collectors and TPGs are going to error on the side of caution....I can respect that as there is a lot of money involved. </p><p><br /></p><p>Here is an envelope toned Morgan I used to own that has very similar colors including the baby blue and rose toning which appears on the coin posted..also notice the lighter golds and reds towards the rims on the obverse....for me the coin above is unquestionably NT envelope toning and the obverse spot is an after thought at best...since their are just as many legit ways it could be on the coin as there are reasons it shouldn&#039;t be <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie1" alt=":)" unselectable="on" unselectable="on" /></p><p><br /></p><p>This coin was purchased by me raw on Ebay and several years after purchase I sent it off to NGC and it came back MS65*:</p><p><br /></p><p><img src="http://i231.photobucket.com/albums/ee194/Kryptonitecomics/coins027.jpg" class="bbCodeImage wysiwygImage" alt="" unselectable="on" /></p><p><br /></p><p><img src="http://i231.photobucket.com/albums/ee194/Kryptonitecomics/coins023.jpg" class="bbCodeImage wysiwygImage" alt="" unselectable="on" />[/QUOTE]</p><p><br /></p>

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