Yeah, I'm afraid that goes beyond "rim ding" to "mutilation". Not quite enough detail at the wing tips for XF, but I do like the solid details. Is there any luster lurking under the toning? Any signs of cleaning?
I'd say the obverse ding probably wouldn't body bag it, but sadly the reverse rim ding would likely get a VF details.
No, definitely still worth a small premium. I'd price it somewhere in-between a problem free VG10 and an F12.
I would agree--it has a small premium, but the damage is unfortunate, as it would be a nice coin, otherwise.