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<p>[QUOTE=&quot;Moen1305, post: 1744209, member: 2544&quot;]The vast majority of people in this country do not have hard money at their disposal even with the option available to them.&nbsp; That doesn&#039;t represent much of a defense if people have the option and don&#039;t use it.&nbsp; If people have actual vast quantities of hard money, it is in all likelihood sitting in a bank where it is just as susceptible to computer hackers and bank officials.&nbsp; I used to say that I&#039;d never use an ATM but now I prefer them to actual tellers.&nbsp; People will go with what they get used to whether it is a coinless/cashless society or a credit based society.&nbsp; I currently use a debit card more often than I use cash.&nbsp; I almost never have cash in my wallet.&nbsp; I and many others are already on our way to a cashless society whether we know it or not.&nbsp; It is coming and I bet it isn’t that far off.&nbsp; My paycheck is deposited directly to the bank. I use my debit card to draw on those funds.&nbsp; I pay bills electronically.&nbsp; I shop for groceries using a debit card. I am virtually using credits now.&nbsp; It’s coming.[/QUOTE]</p><p><br /></p>

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