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<p>[QUOTE=&quot;Detecto92, post: 1892442, member: 75105&quot;]I don&#039;t know of <i><b>any</b></i> bank that would let a minor have an account with a parental consignor. Maybe some kind of ho hum small town bank, but still, I doubt it.</p><p><br /></p><p>Banking carries a major risk, and minors cannot be sued in many jurisdictions, so if you mess up, you can&#039;t be held accountable, BUT, with your parents name on the account, THEY become accountable.</p><p><br /></p><p>But I will say this...</p><p><br /></p><p>If I had a choice between being forced to become a eunuch, and opening an account at BOA, I think I would choose the 1st option.</p><p><br /></p><p>I opened an account with them around the same time I opened an account with Chase. </p><p><br /></p><p>They are slow, they are slower than slow, and if there was a word that meant &quot;the slowest of all slowness&quot;, I would call them that.</p><p><br /></p><p>They do not even let you log into your account the same day you opened it.</p><p><br /></p><p>Oh no, they give you a username in an email 2-3 days after, they send you a password in the mail, they send you a pin in the mail, they send you a debit card in the mail, and then they send you counter checks in the mail.</p><p><br /></p><p>4 separate letters, each which took a total of a week to get.</p><p><br /></p><p>Last year they were proposing charging everyone $5/mo for having a debit but decided not to after meeting criticism.</p><p><br /></p><p>No wonder they wanted to! Whatever happened to going green? Four separate pieces of mail, which probably cost a total of a dollar to mail, and you can see why these kinds of companies fail, they hire morons to run it. </p><p><br /></p><p>It&#039;s 2014, time to go green, not waste a bunch of paper.[/QUOTE]</p><p><br /></p>

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