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Message:: [QUOTE="calebmurphy, post: 3233412, member: 99270"]But you can make changes in your IRA that make you a ton of money or lose you a ton of money. As long as you dont withdraw money you wont pay taxes or be able to claim a loss on it. As far as the moves you make inside your IRA I'm not sure. I think it's basically public record and disclosable/reportable what stocks you've held and your gains and losses. I'm just trying to figure out if numismatic coins are also. It is possible that you could transfer your 401k to an eligible metals custodian and buy 1x1oz coin with a numismatic value of $50k with all your money as an investment. I'd say not smart at all, but possible. Now is it reportable if you sell it next year for $60k? You wont pay taxes at that point unless you cash out something because it's inside your IRA, just like the stocks you sold when you transferred your 401k. So really regardless whether it's reportable inside the IRA or not, it really boils down to what you do when you cash it out. If I had done this in the 50's when silver was say $1oz. I got 50k 1oz coins in 1960 and now I'm 59.5 and tell them to send me my 50k silver coins. If it was nondisclosable what kind of taxes am I going to pay? Surely they cant say they are going to base it off of the current market value of silver?[/QUOTE]