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<p>[QUOTE=&quot;NPCoin, post: 785849, member: 5629&quot;]Regardless of grade, the dealer allegedly only offered 15% under bid on silver content and 20% under bid for wholesale transactions. Even if the coin is not MS, I am sure it is not in G4 either. Even if the coin were AU/XF, 80% under wholesale bid for raw coins would still place it at near $15.</p><p><br /></p><p>Even if you do not recognize the certification service and treat it as raw, I do not see how one could see this offer as fair at all for the coin. I honestly feel that this dealer may simply be trying to take advantage of this individual, seeing as the person is obviously new to numismatics and does not have a grasp on the value of the coin to make a determination.</p><p><br /></p><p>Whether you are taking advantage of someone through a bogus service or as a dealer low-balling the uneducated, it is still wrong, and $12 for a Morgan Dollar in today&#039;s market is definitely low-balling.[/QUOTE]</p><p><br /></p>

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