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<p>[QUOTE=&quot;tanstaafl4y, post: 403346, member: 13866&quot;]I see we have an ethics teacher in the thread.&nbsp; I&#039;m working on a second BA Degree and am actually taking a Business law / Ethic course this semester.</p><p>&nbsp;</p><p>Here is my take on the situation.&nbsp; First you have to determine if the question at hand is an &quot;ethical situation&quot;&nbsp; Are there laws that prohibit this action, are there professional conduct standards that address this situation.</p><p>&nbsp;</p><p>Using the bank teller senario 1) the coins are being accepted at their legal face value, so this isn&#039;t (legally) theft and the teller did not try to mislead the customer, so it is not fraud. 2) does the bank have policies reguarding tellers disclosing &quot;value&quot; to customers(professional standards)? Does the bank have policies preventing employees from buying out of the drawer? (Professional standards)&nbsp; Does the bank require the employee to report the &quot;value over face&quot; transaction (...could be considered embezelment, but that is a strech).&nbsp; </p><p>&nbsp;</p><p>Since we don&#039;t have legal or professional standards in place it comes down to ethics.&nbsp; And what are ethics, in plain english: the application of common societal mores and values in decision making and actions.&nbsp; Basically it is -What your momma taught you about right and wrong-</p><p>&nbsp;</p><p>We can make up hypothetical situations about the diffrence between finding a $20 note on the side of the road vs seeing some one drop it and if it matters what kind of car they are driving.&nbsp; In an ethical situation 10 people will have 10 diffrent answers because we all have diffrent life experiences that brought us to the decision.</p><p>&nbsp;</p><p>As far as professional ethics in a coin shop or any other &quot;small business&quot;, if you treat your customers bad they will vote with their wallet and shop somewhere else.&nbsp; If you treat people right they will come back.&nbsp; Call it karma, call it word of mouth advertising, call it being a &quot;good guy&quot;, but what ever you call it realize that it does happen.</p><p>&nbsp;</p><p>Think of the nusmismatic organizations, Is the ANA Dealer sign in a coin shop bought and paid for OR is that organization willing to censure members for ethical violations?&nbsp; The same holds true for any professional association.</p><p>&nbsp;</p><p>Example include Medical Boards, Bar Associations, etc.</p><p>&nbsp;</p><p>/Now if you will excuse me...I&#039;m at work and goofing off on cointalk is ethically wrong :whistle:[/QUOTE]</p><p><br /></p>

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