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<p>[QUOTE=&quot;Hobo, post: 402968, member: 11521&quot;]Again, it depends.</p><p>&nbsp;</p><p>If the amount is small I don&#039;t think a teller is obligated to inform a depositor of their folly. Suppose a person is depositing some cash and the teller spots one 90% silver quarter in the lot. That quarter is worth $2.50 to $3.00. That&#039;s not a great loss to the depositor (it would cost him that much to drive to a coin shop to sell it) and I have no problem with the teller keeping quiet.</p><p>&nbsp;</p><p>On the other hand, if the depositor (say she is an elderly widow) is depositing several rolls of silver coins - all of which are worth 12X or more face value and some of which may have some numismatic value - we are talking about some serious money. In this case I think the teller should inform the depositor of their mistake. </p><p>&nbsp;</p><p>What is the cutoff between the two? Let your conscience be your guide.[/QUOTE]</p><p><br /></p>

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