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<p>[QUOTE=&quot;scottishmoney, post: 1991041, member: 12789&quot;]Just my opinion - it was better you hit the trash dumpster instead of letting the other car hit you - you may have very well avoided much more damage and having to deal with with the hassle of more damage and another driver etc.&nbsp; It is crazy, but if the repair is not significantly more than the deductible you are just better off not messing with insurance because it will likely make your rates jump because of what is judged to be an at fault claim.[/QUOTE]</p><p><br /></p>

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