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<p>[QUOTE=&quot;afantiques, post: 2026227, member: 71234&quot;]<i>&quot;Is it worth saving $12 on the grading tier and risk the $150 difference in value if it should get lost in the mail?&quot;</i></p><p><br /></p><p>You&#039;d need to experience about 1 in 12 coins getting lost in the mail for this to make financial sense. Real world losses must be under 1 in 100 so a sensible premium would be about $1.50.</p><p><br /></p><p>Do they insure it on the way to them, or just on the way back?</p><p><br /></p><p>In any case, $12 makes no sense if the only difference is the insurance coverage.</p><p><br /></p><p>Commercial transit insurers would be charging about 75c. per $100 cover for each trip in the mail.[/QUOTE]</p><p><br /></p>

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