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<p>[QUOTE=&quot;900fine, post: 758859, member: 6036&quot;]There will never be a standard percentage. It&#039;s not that simple, and never will be.</p><p>&nbsp;</p><p>For one thing, any guide is exactly that - a guide. NOT a rule, NOT a law. It&#039;s an indicator. An educated guess.</p><p>&nbsp;</p><p>The variability in these estimates varies wildly from issue to issue. If a given issue is basically a commodity - commonly available en masse - the more reliable the guides and the less variance in price from specimen to specimen. Example - common date Morgans in MS64. Price guides work well with these.</p><p>&nbsp;</p><p>Coins with greater &quot;numismatic premium&quot; have greater variance from specimen to specimen. They vary more in desirability, <b>even coins of the same grade</b>, so they vary more in price. </p><p>&nbsp;</p><p>For instance - go check early Federal US coins on Heritage Auction Archives. Check copper, silver, and gold in higher grades. You will find dramatic price swings - 100% or more - simply because a coin is truly exceptional compared to other coins of the same grade. Same coin, same grade, different price.</p><p>&nbsp;</p><p>Two of the coins I bid on in the Heritage Houston auction sold for 50-100% higher than previous highs - in this &quot;down&quot; market. They were great coins. A knowledgeable bidder paid premium and got premium.</p><p>&nbsp;</p><p>Pricing - like grading - is an art and a science.[/QUOTE]</p><p><br /></p>

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