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<p>[QUOTE=&quot;V. Kurt Bellman, post: 2159722, member: 71723&quot;]Coins come to commercial banks from the Federal Reserve, not the mint. Federally chartered banks get them first and then they second-source usually to the state-chartered banks. At least that&#039;s how it works in the 3rd Federal Reserve district, HQ&#039;d in Philly. Most state chartered banks get coin machine re-runs rather than from federal banks.[/QUOTE]</p><p><br /></p>

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