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Message:: [QUOTE="tight wad, post: 406155, member: 15116"]1st day collecting. I've got the red book, a 5x magnifyer, and some 2X2.  About grading. I have 3 of 2004-D nickles Jeff on one side, boat on reverse.Under the lens, 2 look worn a little,the third shows no wear at all on one side, the Jeff side shows not much, but a little scratch across his collar. The red book says MS63 is worth $.25 and MS65 is worth $.75.Using only the info I've given here, would you guess it as a 63, or 65, or neither. (I know you're LOL about it being a 2204...but play along just for the theory).  I have made email contact with guys in town that can help face to face some day, but I don't get there often, as it's 45miles one way and gas ain't cheap. There's a coin show up there the end of August, so I'll get an earful then. I haven't begun to get through mom's old coins yet, and my wife just walked in and dumped 2 gallon jar of quarter,dimes,nickles,pennies, she stores from change each time she shops of the last 4 years. Even though I'm retired and have nothing to do, the task of sorting through these coins is daunting. I have been looking at each for quaility, and saving the best, but now I have to check ALL of them for dates and marks, I guess.[/QUOTE]