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<p>[QUOTE=&quot;marv, post: 1029961, member: 27872&quot;]I&#039;m just going by what I&#039;ve seen with regular large and small currency grading by PCGS/PMG. Anything 67 and higher has very miniscule differences. I just notice that your 68 note has more than a miniscule difference, that&#039;s why I was a bit surprised. Perhaps PMG is offsetting the margin issue based on other characteristics of the note. They do that of course. It&#039;s all a judgement call. IMO, these high (66 and higher) are really not meaningful. Your note would have been a &quot;gem&quot; and my note is a &quot;gem&quot; and would have brought the same money approximately. With this arbitrary differentiation between already gorgeous notes, are collectors really getting their money&#039;s worth by paying multiples for a 68 versus a 66? I don&#039;t think so, that&#039;s why I go by the old expression, by the note (coin) not the holder. For example, I just bought an Fr. 347 (1890 $1 fancy back) in a PMG 40 holder that faces up as an unc note. Folds are impossible to see unless one very carefully scrutinizes it via glancing light. However, I only paid $2000 for a note that would have cost triple in a 65 holder. I&#039;ve seen other &#039;40&#039; notes that are much worse than my note, with very visible folds, dirt, etc., but they&#039;re in the same grade. So, in this case, I bought the note, not the holder. This is the kind of note that, in the past, would have been processed to &quot;unc&quot;. Sorry to sermonize, I know the upper unc grades are here to stay, and, if you&#039;ve got the money, it&#039;s one more way of saying &quot;look at me...I&#039;ve got something better than you have...&quot; My primary consideration is the ability to admire the design, the engraving, and the color without having it obscured by bad folds, dirt, etc., so a 65/66 gives me all I need, or, like in the case with my 347, a top notch EF40.</p><p>Marv[/QUOTE]</p><p><br /></p>

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