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<p>[QUOTE="NPCoin, post: 327732, member: 5629"]Potentially, eBay has also granted themselves to authority to arbitrarily force a seller to allow a buyer to pay via a credit card merchant account, that failing (ie. the seller has no such account), forcing them to open/allow a PayPal account. Upon use of the PayPal account to accept payment, the power is then granted arbitrarily for PayPal to hold <b>YOUR</b> money for 21 days. This is after the fact that they may have already <b>forced</b> you to accept PayPal payment to begin with.</p><p><br /></p><p>Even with a merchant account, money is not automatically removed from your account or use as soon as a purchaser files a complaint. There must be a proper investigation in the matter. Each merchant account agreement is different, but a 21 day hold of funds when there is <b>no</b> complaint is unheard of by myself. </p><p><br /></p><p>But, then again, most merchant accounts require a specific percentage in the account based on expected/actual receipts. So this could be taken two ways.[/QUOTE]</p><p><br /></p>
[QUOTE="NPCoin, post: 327732, member: 5629"]Potentially, eBay has also granted themselves to authority to arbitrarily force a seller to allow a buyer to pay via a credit card merchant account, that failing (ie. the seller has no such account), forcing them to open/allow a PayPal account. Upon use of the PayPal account to accept payment, the power is then granted arbitrarily for PayPal to hold [b]YOUR[/b] money for 21 days. This is after the fact that they may have already [b]forced[/b] you to accept PayPal payment to begin with. Even with a merchant account, money is not automatically removed from your account or use as soon as a purchaser files a complaint. There must be a proper investigation in the matter. Each merchant account agreement is different, but a 21 day hold of funds when there is [b]no[/b] complaint is unheard of by myself. But, then again, most merchant accounts require a specific percentage in the account based on expected/actual receipts. So this could be taken two ways.[/QUOTE]
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