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<p>[QUOTE="Just Carl, post: 368576, member: 4552"]Unfortunately GDJMSP is correct. If you've ever had one of those fights with an insurance company, you'ld know that. Anything and everything you claim requires proof of some sorts. And even if you have proof that you had such and such coins, they usually want some proof that is was lost in a fire, theft, etc. and not just in a safe deposit box for now. Example if you had a classic car insured and it was wiped out somehow. The insurance company wants proof it was in top shape prior to the insicent. With that one I've been there. </p><p>As noted a pile of photographs of anything is just a photograph. If they want to be a stickler about it you still have to prove they were all yours and lost now. Then of course they seldom will give you what the lost items are supposed to be worth. This is also why when you insure anything you play their game and insure it for lots more than it is worth. Then they actually give you what it is worth if they want to that is. </p><p>Ever watch the Antique Road Show? Item is said to be worth xxx and they tell the owners to insure it for xxx+ for that reason. </p><p>My biggest concern is what you tell an insurance company is like advertising what you own. Be carefull.[/QUOTE]</p><p><br /></p>
[QUOTE="Just Carl, post: 368576, member: 4552"]Unfortunately GDJMSP is correct. If you've ever had one of those fights with an insurance company, you'ld know that. Anything and everything you claim requires proof of some sorts. And even if you have proof that you had such and such coins, they usually want some proof that is was lost in a fire, theft, etc. and not just in a safe deposit box for now. Example if you had a classic car insured and it was wiped out somehow. The insurance company wants proof it was in top shape prior to the insicent. With that one I've been there. As noted a pile of photographs of anything is just a photograph. If they want to be a stickler about it you still have to prove they were all yours and lost now. Then of course they seldom will give you what the lost items are supposed to be worth. This is also why when you insure anything you play their game and insure it for lots more than it is worth. Then they actually give you what it is worth if they want to that is. Ever watch the Antique Road Show? Item is said to be worth xxx and they tell the owners to insure it for xxx+ for that reason. My biggest concern is what you tell an insurance company is like advertising what you own. Be carefull.[/QUOTE]
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