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<p>[QUOTE=&quot;clembo, post: 307274, member: 8033&quot;]I haven&#039;t read all of the posts here but have seen some good advice.</p><p><br /></p><p>First for me is a budget. I spend what I can afford. It does take restraint.</p><p><br /></p><p>Buy better, more expensive coins. Sounds silly but works for me. I buy far fewer coins than I used to but I buy bigger dollar coins now (on my scale). I rarely spend under $100 for a coin these days and it&#039;s usually more in the $300-500 range.</p><p>I actually get more satisfaction. I&#039;n not adding a bunch of clutter and getting much tougher pieces.</p><p><br /></p><p><br /></p><p>Always have a backup plan. Things beyond our control happen as just did to me. Wife was out of work for 8 months (certainly not anticipated) then boom need a new dryer and car repairs. I&#039;m not going to be late on any of my bills because of this or ring up a huge credit card debt.</p><p>Going to have to let a few things go. Nothing major thankfully but I am letting some nice currency that I pulled out of circulation go at face value.</p><p>I must note that another member contacted me about buying it when I mentioned that I would spend it. He did not do this for a &quot;great deal&quot;. He did this because I was in a pinch and we&#039;d rather see it in the hands of a collector than in circulation. A nice gesture and I&#039;m sure many others in the community would agree.</p><p><br /></p><p>Finally you could seek &quot;professional&quot; help or chatting with someone who&#039;s &quot;been there&quot;. The bottom line is you have to do what&#039;s best for you. I&#039;d hate to see you leave the hobby but you have look out for #1.</p><p><br /></p><p>Best of luck!</p><p><br /></p><p>clembo[/QUOTE]</p><p><br /></p>

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