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<p>[QUOTE="Russ50, post: 2390323, member: 77227"]My bank told me I should call ahead to save time for the $40 in change I get twice a week? I Have had this account since sept of 1986. When I opened the account I asked for ten dollars in pennies that day. My bank just wants to discourage coin roll hunting I guess because it is not profitable for them. This bank is penny wise but pound foolish. They are probably wondering why they are not getting loans when they charge higher interest then other banks they say to cover costs. So they are not competitive. This seems to me they are hemorrhaging losses where it counts in the big money making loans then being concerned over a couple minutes of labor time spent to get change. They make me wait about five minutes to get change from the vault. My guess they think this will discourage me. They give me the filthiest end coins on rolls they can find. After doing this for thirty years. Recently I have been doing it more often then years past. The way they are treating me I opened another account at another bank. I am thinking of moving all my banking there. Even though I do not think it will be any better. While I was opening the account the phone was ringing and the person opening my account said it was probably a request for change ?? So this tell me they will probably not act any better. I asked this bank in 1990 for a credit card the guy that sat down with me said my income was not high enough to qualify for a credit card. I got one form another bank in 1992 I still have that account . so the bank i Have a credit card with has been making money off me ever since. I pay off my credit card every month they do not make interest but do make a percentage off what I buy it is not a free ride. The bank I have me credit card at dose not have a local branch or else I would get change there . The first bank lost out for being to safe and making rules that make them loss the opportunity to make money. They seem to roll there eyes lately when I come in for change. My account with them for almost thirty years. They think I am costing them time and money? When they are losing opportunity to make money on accounts they have refused to give me or charge me more then other banks do.</p><p><br /></p><p>I had a variable rate mortgage with the bank I have my checking account with. I got a low interest fixed rate with another bank to save myself money. They lost out by trying to squeeze me for every cent they could. Now they are concerned about rolls of change. they are cutting off there nose to spite there face. they are creating a loss loss situation for there bank. maybe it is just my paranoia showing through. </p><p><br /></p><p>sorry to write so much</p><p><br /></p><p>Russ[/QUOTE]</p><p><br /></p>
[QUOTE="Russ50, post: 2390323, member: 77227"]My bank told me I should call ahead to save time for the $40 in change I get twice a week? I Have had this account since sept of 1986. When I opened the account I asked for ten dollars in pennies that day. My bank just wants to discourage coin roll hunting I guess because it is not profitable for them. This bank is penny wise but pound foolish. They are probably wondering why they are not getting loans when they charge higher interest then other banks they say to cover costs. So they are not competitive. This seems to me they are hemorrhaging losses where it counts in the big money making loans then being concerned over a couple minutes of labor time spent to get change. They make me wait about five minutes to get change from the vault. My guess they think this will discourage me. They give me the filthiest end coins on rolls they can find. After doing this for thirty years. Recently I have been doing it more often then years past. The way they are treating me I opened another account at another bank. I am thinking of moving all my banking there. Even though I do not think it will be any better. While I was opening the account the phone was ringing and the person opening my account said it was probably a request for change ?? So this tell me they will probably not act any better. I asked this bank in 1990 for a credit card the guy that sat down with me said my income was not high enough to qualify for a credit card. I got one form another bank in 1992 I still have that account . so the bank i Have a credit card with has been making money off me ever since. I pay off my credit card every month they do not make interest but do make a percentage off what I buy it is not a free ride. The bank I have me credit card at dose not have a local branch or else I would get change there . The first bank lost out for being to safe and making rules that make them loss the opportunity to make money. They seem to roll there eyes lately when I come in for change. My account with them for almost thirty years. They think I am costing them time and money? When they are losing opportunity to make money on accounts they have refused to give me or charge me more then other banks do. I had a variable rate mortgage with the bank I have my checking account with. I got a low interest fixed rate with another bank to save myself money. They lost out by trying to squeeze me for every cent they could. Now they are concerned about rolls of change. they are cutting off there nose to spite there face. they are creating a loss loss situation for there bank. maybe it is just my paranoia showing through. sorry to write so much Russ[/QUOTE]
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