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<p>[QUOTE=&quot;Niel, post: 583909, member: 13422&quot;]It&#039;s really hard to tell accurately from photos because a lot of the difference between lower grades depends on how the paper has held up. A note that has absorbed a lot of moisture over the years and gotten limp will grade lower than one that with equal amounts of folds, has crisper paper.</p><p><br /></p><p>Based on your photos, I would say VG to VG+. I don&#039;t see any tears (a good thing) just some fraying along edges which was probably introduced in the way the note was cut from the sheet originally. Over time, the edged deteriorates. The note has significant folds and wrinkles. It looks like it has been through the wash perhaps or simply kept in a wallet absorbing sweat for a long time.</p><p>The note appears pretty limp which in my mind would keep it from grading higher.</p><p><br /></p><p>There&#039;s an interesting and valuable small booklet out called &quot;United States Paper Money Grading Standards&quot;&nbsp; By: Herbert J Kwart. © 1984 Five Seasons Publishers. Hiawatha, Iowa.</p><p>The booklet goes through grade by grade (using pre-Sheldon 1-70 scale terms) with pictures illustrating typical wear and conditions found on each note.) </p><p>Not sure if this is still in print, but if you can find one it really helps define classic grading standards.</p><p><br /></p><p>Note:&nbsp; Third Party Grading Services use a slightly different set of criteria&nbsp; to determine a note&#039;s grade, sometimes referred to as Market Grading. This is a cross over from the systems the TPGS use to grade coins. Their grade reflects not only the technical condition of the note, front and reverse, but other factors as well, such as specifics for a particular series. ie Most older large size silver certificates have very narrow or uneven borders as they were hand cut. Same with 1st Charter National Bank Notes, which came in sheets to the local bank.</p><p><br /></p><p>Others here on the boards can speak with much greater authority than I on these matters.</p><p><br /></p><p>Niel[/QUOTE]</p><p><br /></p>

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