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<p>[QUOTE=&quot;Jim Dale, post: 7911133, member: 100459&quot;]I wonder how many of our married collectors sit down with our wives to discuss our plans and budget for coin collecting?</p><p>I didn&#039;t until this year.&nbsp; We are both in our seventies and we get Social Security and a retirement pension from the state.&nbsp; With the price increases of everything (and I do mean EVERYTHING) some people are not as lucky as we are.&nbsp; We set a budget of $200 a month, and if there is something special that would bust our budget, we would sit down and discuss it and the effect the purchase might effect our life style.&nbsp; There are some months that there is nothing that I want or need to complete or add to a specific item, i.e., American Silver Eagles.&nbsp; However, no matter what the cost, ASEs are a must have for my collection of them.&nbsp; Sometimes, something comes up that I was not able to get from the MINT because of the item being sold out in 2.13 minutes, so I have to got to a secondary market and pay $400 for a Special ASE.&nbsp; Boy, does SHE get mad when it is sold out and I have to go back to the Budget Committee, i.e., my wife and me.</p><p>I am just curious how many of the collectors, 1-Make enough money to buy the things we want, and 2 - Is the coin that important for my collection?&nbsp; Most of the time, the Budget Committee agrees that I need to buy that coin or set, however, caveat emptor, the Budget Committee determines that I should buy the coin, but the overage will have to be taken from future budget amounts.&nbsp; </p><p>I wonder how many of us would get the item and forgo future purchases until the overage is made up.</p><p>Best of luck to you, my friends.&nbsp; May the Force be with you![/QUOTE]</p><p><br /></p>

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