First off, I have 10 (maybe more) 1995s that I kept because they're pretty shiny pennies but I do check each one for the DD error. Well, I believe I finally find one and just my luck...it's a pretty damaged coin. My guess is that it was in a fire based on the charcoal like appearance on Lincoln. Regardless...it's a keeper for me...I finally found a DD lol.
I agree with @paddyman98. Your coin has led a rough life. A good rule to follow is when a coin has a lot of damage, anything that looks odd is most likely due to the damage. Keep looking and learning. And above all, have patience