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<p>[QUOTE=&quot;Insider, post: 3029296, member: 24314&quot;]I just pulled this off the PCGS forum:&nbsp; <b><span style="color: rgb(179, 0, 0)">This coin was straight graded as an MS-63 by PCGS. </span></b><img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie8" alt=":D" unselectable="on" unselectable="on" /> The image on Ebay was taken so the scratch was not visible.&nbsp; The buyer won the dispute with the seller and is returning the coin.&nbsp; In actuality, the TPGS gave it a &quot;Net&quot; grade.&nbsp; See the problem? They could have &quot;Detailed&quot; it or put a &quot;Net&quot; grade to reflect its value.&nbsp; Decisions like this are made on a minute to minute time frame with thousands of coins a day at the TPGS&#039;s.&nbsp; Who is wrong? The two professionals and finalizer who &quot;straight&quot; graded it.&nbsp; The dealer who sells it as an MS-63?&nbsp; The buyer (unlike this one) who keeps the coin <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie30" alt=":bucktooth:" unselectable="on" unselectable="on" /> for his MS-63 Buffalo set.&nbsp; Our you <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie14" alt=":angelic:" unselectable="on" unselectable="on" /> and I <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie93" alt=":troll:" unselectable="on" unselectable="on" /> who will have a <span style="color: rgb(179, 0, 0)">PERSONAL opinion</span> from this image.</p><p><br /></p><p>TPGS&#039;s make the call and label the coin to reflect that opinion.&nbsp; We can and SHOULD disagree when warranted (in our <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie103" alt=":yack:" unselectable="on" unselectable="on" /><img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie103" alt=":yack:" unselectable="on" unselectable="on" /> opinion) <span style="color: rgb(102, 0, 102)">without posting any ignorant, self-righteous, nonsense.&nbsp; </span>&nbsp; </p><p><br /></p><p><br /></p><p>I quote from the OP who though the coin was a 64 to 65 and asked:&nbsp; &quot;<b>What am I missing?:&quot;</b></p><p><br /></p><p>&quot;For those of you that thought along the lines that while I did not miss something, perhaps the image did, bingo! Seller kicked and screamed saying his images were accurate and that he was entitled to restocking fee. EBay felt otherwise. Case in my favor. Back it goes. Note the huge scratches that I have pointed red arrows to. Amazing it graded at all.&quot; <a href="https://us.v-cdn.net/6027503/uploads/editor/bt/8m3kt0ghy3qe.jpeg" target="_blank" class="externalLink ProxyLink" data-proxy-href="https://us.v-cdn.net/6027503/uploads/editor/bt/8m3kt0ghy3qe.jpeg" rel="nofollow"><img src="https://us.v-cdn.net/6027503/uploads/editor/bt/8m3kt0ghy3qe.jpeg" class="bbCodeImage wysiwygImage" alt="" unselectable="on" /></a>[/QUOTE]</p><p><br /></p>

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