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<p>[QUOTE=&quot;Agilmore01, post: 1709885, member: 45687&quot;]So can I use your businesses services for free until on day I MAY decide to be a paying customer?&nbsp; My bank doesn&#039;t make money off of your money in another bank, just what my customers deposit.&nbsp; Exchanging money is fine, but we keep only enough on hand for our paying customers, not extra.&nbsp; We lose money when cash is sitting in the vault and not being invested each night.&nbsp; So to keep extra on hand for noncustomers takes money from my business.[/QUOTE]</p><p><br /></p>

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