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<p>[QUOTE=&quot;NOS, post: 1578380, member: 2098&quot;]The teller had the gall to ask me if I had an account because I brought in a measly $300 in singles which were neatly strapped and ready to be swapped. When I go to a bank, I go in with the mindset that the tellers are there to service me and I don&#039;t care if I have an account or not. This past summer I went to a lot of small towns and most banks didn&#039;t question me until I tried to do modest cash exchanges at banks in larger cities such as Memphis, Little Rock and Oklahoma City. </p><p><br /></p><p>Let me tell you what happened in Oklahoma City. The banking situation there is a joke. Outside of the immediate downtown area, most banks have been closed down but have been too lazy to remove the signs from the now vacant buildings that they left behind. I didn&#039;t have a car so here I am walking all over the place trying to find a bank that is open while on my way to the bus station. It was very hot so I was happy when I finally saw a credit union off into the distance that I felt I could use which was near the bus station. I go in there with a few hundred neatly strapped singles and right off the teller asks me if I have an account. Keep in mind that I had walked many miles that day in the heat. I told her &quot;no&quot; and that I needed to exchange the notes and that the nearest Chase, which I have an account at, was miles away in downtown. The tellers gave me some line that they couldn&#039;t help me because I didn&#039;t have an account. There was no one else in the credit union, it wasn&#039;t like I was holding up a precious account holder. Suffice to say I had a few choice words to say and the big security guard nearby was no doubt listening to my every word waiting to see if I would keep my cool.</p><p><br /></p><p>It was getting late, the nearest Chase bank would be closing soon so here I am going out-of-my way to head to the Chase in downtown OKC. I walked to this branch and by the time I arrived it was past closing. Thankfully, the tellers were still there and were able to help me. The point of the story is that I will <u>never, ever</u> consider opening an account at a bank or credit union which won&#039;t even help me out with a simple cash exchange. It is in a bank or CUs best interest to help a guy out with a simple favor, even if &quot;no business is actually conducted.&quot; Financial institutions that act like what I have described in my second paragraph are just shooting themselves in the foot by losing future business when they refuse to help people who have come to them needing to do simple cash exchanges.[/QUOTE]</p><p><br /></p>

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