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<p>[QUOTE=&quot;omahaorange, post: 1570481, member: 28199&quot;]I do love it when these threads pop up.&nbsp; <img src="styles/default/xenforo/clear.png" class="mceSmilieSprite mceSmilie8" alt=":D" unselectable="on" unselectable="on" /></p><p><br /></p><p>How much &quot;business&quot; exactly did you do?&nbsp; If you&#039;re referring to the exchange of half dollars, you misunderstand the term &quot;business&quot; with that bank.&nbsp; The bank is not there to &quot;meet your needs&quot;.&nbsp; If that were the case they would be required to grant a loan to anybody applying for one.&nbsp; Banks make money by charging fees for services.&nbsp; In exchange for those fees they safely store your money, giving you ready access.&nbsp; They generate revenue by charging interest on loans.&nbsp; They also pay for the privilege of using their depositor&#039;s funds for those loans by paying them interest on savings and CDs.&nbsp; They are not there to cater to the roll hunter&#039;s need to find and hoard silver.</p><p><br /></p><p>Did you even inquire about the fees they are charged, and offer to pay those fees?&nbsp; From the second sentence of your post I&#039;ll guess no.&nbsp; So you &quot;turned them into a dump bank&quot;, which costs them money anyway.&nbsp; So basically, you were a drain on their system and they decided it wasn&#039;t worth it.&nbsp; Can&#039;t really blame the bank.</p><p><br /></p><p>As far as the reaction to closing your account, how big was it (the account), really?&nbsp; Did you have a vast fortune in deposits, or was it a token account so you could say &quot;I have an account here&quot;?&nbsp; Were you depositing your dumps into that account, or simply exchanging them for cash?&nbsp; Most banks will go the extra mile for their bigger customers, but it sounds like this particular branch was on to what you were doing, and simply tired of it.&nbsp; I&#039;ve been dealing with the same bank since the mid-80s, with several accounts, and numerous loans (cars, motorcycle, house) over the years (that&#039;s the definition of &quot;doing business&quot;).&nbsp; I&#039;m by no means wealthy, but I&#039;m pretty sure if I told my bank I wanted to close my accounts, I would be escorted to a manger&#039;s office, plied with coffee and cookies, and grilled about what <b>they</b> can reasonably do to remedy any issues I was having to prompt my request for closing.</p><p><br /></p><p>Don&#039;t get me wrong, I&#039;m not against roll hunting.&nbsp; I don&#039;t do it regularly, but have in the past to complete Kennedy, Ike, and Jefferson sets.&nbsp; Scored some silver along the way.&nbsp; The bank knew what I was doing when I asked for the change. Also knew any leftovers would be re-wrapped and deposited into my accounts, not exchanged for cash.&nbsp; But I do have issues with the crying about how the banks and credit unions won&#039;t do what I want so I can profit off the silver in their vaults with no cost to me. That&#039;s simply bothering strangers for change for a dollar on a much larger scale.&nbsp; Understand the banks and credit unions have no obligation to do business with you (except as defined by law as discrimination), nor are they obligated to &quot;serve your needs&quot; as a silver hunter.&nbsp; So, as desertgem suggested, simply find another bank. The jig&#039;s up at this particular one.&nbsp; No need to bellyache about it.[/QUOTE]</p><p><br /></p>

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