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<p>[QUOTE=&quot;steve63, post: 2679296, member: 76463&quot;]The bottom line is that the bank NEEDS the deposits of it&#039;s customers to stay in business.&nbsp; They also need more of their customers to keep their money in their bank than to withdraw it.&nbsp; So regardless of whether I have money available to me in theory, my keeping it in the bank accrues more to the bank&#039;s advantage than my advantage (and for the past 30 years my deposits have far outweighed my withdrawals).&nbsp; You talk about this all as if it&#039;s a one way street where the banks provide all kinds services for us and get nothing in return.</p><p><br /></p><p>You still also haven&#039;t explained to me for whom I am so lacking in empathy.&nbsp; If it&#039;s not the CEO of the bank, is it the teller who thanks me for buying her CWR rolls?&nbsp; Or the bank manager who knows that I co-collect with my 11 year old son and just last month personally went through all the teller trays looking for the latest ATB quarter because he knew my son was looking for the latest one?&nbsp; He gets very excited every time I bring my son in to buy rolls and jokes about him getting a job at the bank when he is older (my son says he wants to be a banker).&nbsp; </p><p><br /></p><p>What bothers me here is not the fact you think some or even most coin roll hunters push the envelope when it comes to the services they are expecting surrounding coins from banks.&nbsp; What bothers me is the implication that there is something almost unethical about coin roll hunting.&nbsp; Not sure what else to think when you categorize all of it as &quot;abusive&quot;.&nbsp; I&#039;m still trying to figure out whom the victim of my abuse is. </p><p><br /></p><p>You seem to want to limit abuse to &quot;taking coins back&quot;.&nbsp; I assume you don&#039;t think it&#039;s abusive to cash out my child&#039;s piggy bank and &quot;take those coins back&quot;, correct?&nbsp; Is it only &quot;abusive&quot; if I got them from another bank first and hunted through them?&nbsp; If so, then the next thing I would say is that&#039;s it&#039;s really no business of a bank what I do with the money I exchange, whether I am taking them in or back, whether I got them from another bank, from my child&#039;s piggy bank, or just from a coin drawer where they have been collecting for months or years.&nbsp; </p><p><br /></p><p>Certainly if a customer is abusing ANY service (coin exchanging or otherwise) where a bank realizes a particular customer is costing them more money to service them than they are gaining from their deposits, then they certainly have a right to set rules and limits on what they will do for that customer.&nbsp; But to categorize all coin roll hunting as &quot;abusive&quot; is simply over the top.[/QUOTE]</p><p><br /></p>

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