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<p>[QUOTE=&quot;Lehigh96, post: 951389, member: 15309&quot;]You are not going to like this but I am going to say it anyway.&nbsp; It is your claim that collectors can&#039;t tell the difference between MS63, MS64, &amp; MS65.&nbsp; Therefore collectors should not pay MS64 or MS65 money when they can simply pay MS63 money and get an MS63 coin.&nbsp; The problem is that your theory is predicated on the assumption that the professional graders also can&#039;t make the distinction between these grades.&nbsp; This basically turns back time to before the TPG&#039;s existed.&nbsp; A time when only MS60 and MS65 existed.&nbsp; Now since there are no TPG&#039;s in your scenario, the dealers will simply grade all MS63&#039;s as MS65 and charge MS65 prices for coins that are not gem uncirculated.</p><p><br /></p><p>People pay more for for higher grades because the quality of the coin is better.&nbsp; Under the current system, we rely on the grade assigned by the TPG to determine the grade of the coin.&nbsp; Each collector must decide if they agree with the TPG grade before they buy the coin.&nbsp; Nobody can differentiate between the grades 100% of the time because of the inherent subjectivity of grading.&nbsp; However, the reason these grades (that you think people can&#039;t differentiate) exist is because collectors were being ripped off when those grades did not exist.&nbsp; You think that your method will result in lower prices, but in fact, the exact opposite is true.&nbsp; You will pay more![/QUOTE]</p><p><br /></p>

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