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Message:: [QUOTE="JPeace$, post: 2117103, member: 42727"][USER=73760]@john59[/USER] , if you're talking about the pure bullion pieces that are made by the U.S. Mint, but only sold to master bullion dealers, than I can see your point.  You cannot buy a burnished American Eagle or a Proof American Eagle, still IMO, bullion pieces, at or around spot.  If you can, whoever is selling them is losing their shirt. Many of the numismatic pieces in my collection have increased in value since I've bought them.  When I look at my collection overall, according to the price guides, it's worth more than I paid for it.  However, the only way I'll really know whether it's worth more is when I sell it.  I do not plan to do that for a number of years. I contend that most people could make a hell of a lot more money by investing in good stocks and mutual funds than in buying coins.  In 2006, I made an $8200 investment in a stock.  Today, it's worth over $87K. The S&P 500 has returned, on average 12% since it's inception.  Much better investment that PM's and most numismatic coins.  And it's a no brainer. I don't want to sidetrack this thread, but my intention, when buying bullion pieces, is to add them to my collection.  I'm careful with what I'll pay, but in the big scheme of things, it's not critical. I believe my numismatic collection has a much better chance of increasing in value than my bullion collection.[/QUOTE]